Product Types

Shop Content Insurance


10000 /yr.

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  • Fire : Covered
  • Special Perils : Covered
  • Public Liability : Covered
  • Permanent Disability : Covered
  • Medical Benefits : Covered

AIICO Shop Insurance is designed to reduce the burden of shop owners, and enable them to start again in the event of fire outbreak. It provides compensation up to the tune of N2 million in the event that stocks, materials and/or wares in trade is affected by fire & special peril.

The policy offers protection in respect of:
• Fire & special perils,
• Permanent disability,
• Medical expenses
• Public liability.

The benefits includes;
• Fire & special peril: In the case of fire incident affecting the shop, the limit of liability is only for loss of wares/stocks/materials in trade of the shop to a maximum of N2million (single unit).
• Public liability: This benefit is as a result of possible effect of loss on neighbours thus giving rise to some legal claims on third party liability.
• Permanent disability: In the event of bodily injuries resulting in disability of the insured person.
• Medical Expenses: The insured enjoys covers on medical expenses for injuries suffered as a result of covered peril.
The policy is structured on flat premium basis of N10, 000.00/annum
(Not more than maximum of 3 multiple entries is allowed on this policy).

• It is strictly CONTENTS ONLY insurance
• Does not provide cover for sum insured beyond N6 million limit

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